Owning a Home is Not a Right

What happens when a city changes the rules around rental deposits and criminal history? In this episode of Building a Better Dave, I share my perspective on Akron's recent housing measures, drawing on my own experience saving for an apartment and a home. Press play for a candid conversation about budgeting, housing access, and whether these new policies address the problems they're meant to solve.

Why I Believe Financial Discipline Matters in Homeownership

I look back on how my first wife and I saved for an apartment and, eventually, a house. By tracking what came in and what went out—and limiting some spending—we worked toward our goal. I also reflect on the disconnect I felt when a bank suggested we could afford a much more expensive home than I thought was realistic.

Akron Rental Laws: Security Deposits and Application Fees

I discuss Akron's changes allowing tenants to pay security deposits in installments over several months and banning rental application fees. I compare those fees with a bar's cover charge and question how the changes might affect renters, landlords, and the ability to keep up with monthly expenses.

Issue 12 and Criminal History in Housing

I also talk about Akron Issue 12, which adds criminal history as a protected class in housing, with exceptions described in the episode. I share my concerns about the policy and argue that addressing the underlying causes of crime is important alongside changes to housing rules.

What These Housing Changes Could Mean for Downtown Akron

As new housing is built in downtown Akron, I wonder how the city's policies and neighborhood conditions will shape what happens next. I close by reflecting on the debate around housing access and the questions these changes raise for renters, landlords, and the community.

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